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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,167 | $112,729+197.3% | $98,716+239.5% | $137,256+144.2% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.3%+18.2pp | 80.0%+7.5pp |
| Annual return | 16.29% | 38.48%-22.2pp | 31.81%-15.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $2,475 | $2,725-9.2% | $2,279+8.6% | $4,156-40.4% |
| Participant deferral / active EE | $10,114 | $4,640+118.0% | $4,048+149.9% | $6,407+57.9% |
| Admin fee / account holder | $40,680 | $10,129+301.6% | $8,703+367.4% | $12,270+231.5% |