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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,665 | $209,888-49.7% | $189,545-44.3% | $167,553-36.9% |
| Participation rate | 40.0% | 88.7%-48.7pp | 87.8%-47.8pp | 82.1%-42.1pp |
| Annual return | 19.82% | 748.66%-728.8pp | 555.36%-535.5pp | 478.89%-459.1pp |
| Employer contribution / active EE | $1,542 | $6,915-77.7% | $6,162-75.0% | $4,840-68.1% |
| Participant deferral / active EE | $7,694 | $8,934-13.9% | $8,220-6.4% | $6,343+21.3% |
| Admin fee / account holder | $20 | $14,300-99.9% | $12,049-99.8% | $12,316-99.8% |