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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,172 | $106,280-12.3% | $96,538-3.5% | $139,487-33.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.86% | 38.48%-26.6pp | 35.74%-23.9pp | 373.84%-362.0pp |
| Employer contribution / active EE | $17,212 | $4,107+319.1% | $3,740+360.2% | $4,755+262.0% |
| Participant deferral / active EE | $5,050 | $5,457-7.5% | $4,880+3.5% | $6,713-24.8% |
| Admin fee / account holder | $1,439 | $7,888-81.8% | $6,737-78.6% | $11,407-87.4% |