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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,423 | $110,337+429.7% | $102,383+470.8% | $145,877+300.6% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 18.51% | 24.83%-6.3pp | 24.94%-6.4pp | 551.28%-532.8pp |
| Employer contribution / active EE | $16,550 | $4,216+292.6% | $3,870+327.6% | $4,663+254.9% |
| Participant deferral / active EE | $12,359 | $5,621+119.9% | $5,060+144.3% | $6,691+84.7% |
| Admin fee / account holder | $4,411 | $9,750-54.8% | $8,391-47.4% | $13,402-67.1% |