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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,423 | $111,814+422.7% | $103,374+465.3% | $145,959+300.4% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 18.51% | 24.77%-6.3pp | 24.89%-6.4pp | 561.95%-543.4pp |
| Employer contribution / active EE | $16,550 | $4,214+292.8% | $3,869+327.7% | $4,661+255.1% |
| Participant deferral / active EE | $12,359 | $5,618+120.0% | $5,058+144.4% | $6,689+84.8% |
| Admin fee / account holder | $4,411 | $9,754-54.8% | $8,394-47.5% | $13,398-67.1% |