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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,837 | $93,064-4.5% | $74,577+19.1% | $273,972-67.6% |
| Participation rate | 34.8% | 74.9%-40.2pp | 68.1%-33.3pp | 83.0%-48.2pp |
| Annual return | 6.61% | 26.18%-19.6pp | 20.47%-13.9pp | 41.46%-34.8pp |
| Employer contribution / active EE | $741 | $3,160-76.6% | $2,525-70.7% | $4,869-84.8% |
| Participant deferral / active EE | $2,393 | $4,160-42.5% | $3,458-30.8% | $5,287-54.7% |
| Admin fee / account holder | $654 | $5,273-87.6% | $4,138-84.2% | $10,133-93.5% |