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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,117 | $92,219-51.1% | $76,767-41.2% | $135,380-66.7% |
| Participation rate | 80.0% | 79.8%+0.2pp | 77.0%+3.0pp | 82.6%-2.6pp |
| Annual return | -7.12% | 5.46%-12.6pp | 2.43%-9.6pp | 519.81%-526.9pp |
| Employer contribution / active EE | $190 | $3,216-94.1% | $2,485-92.4% | $4,779-96.0% |
| Participant deferral / active EE | $2,265 | $4,508-49.8% | $3,852-41.2% | $5,609-59.6% |
| Admin fee / account holder | $2,045 | $10,749-81.0% | $6,675-69.4% | $10,828-81.1% |