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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,713 | $73,019+6.4% | $90,766-14.4% | $68,490+13.5% |
| Participation rate | 51.9% | 70.8%-19.0pp | 75.7%-23.8pp | 67.9%-16.0pp |
| Annual return | -18.42% | -13.81%-4.6pp | -12.16%-6.3pp | -7.85%-10.6pp |
| Employer contribution / active EE | $2,824 | $2,193+28.8% | $2,922-3.3% | $2,597+8.8% |
| Participant deferral / active EE | $7,136 | $3,626+96.8% | $4,565+56.3% | $4,028+77.2% |
| Admin fee / account holder | $863 | $5,897-85.4% | $8,446-89.8% | $5,403-84.0% |