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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $22,378 |
CARON & BLETZER, PLLC1 year Service code 10 · EIN 04-3499945 | Accounting | $12,400 |
Service code 27 · EIN 36-4001764 | Advisory (Plan) | $6,519 |
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO BANK Service code 19 · EIN 94-1347393 | Securities Custodian | $6,519 |
Service code 28 · EIN 13-3124172 | Investment Management | $5,688 |
CHARLES SCHWAB & CO., INC.3 years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $81 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO INC AND AFFILI Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,659 | $104,479+53.8% | $159,474+0.7% | $79,391+102.4% |
| Participation rate | 69.5% | 76.6%-7.1pp | 82.8%-13.3pp | 70.7%-1.2pp |
| Annual return | 14.21% | 67.98%-53.8pp | 263.68%-249.5pp | 116.88%-102.7pp |
| Employer contribution / active EE | $10,719 | $3,417+213.7% | $4,831+121.9% | $2,428+341.5% |
| Participant deferral / active EE | $5,850 | $6,468-9.6% | $7,353-20.4% | $4,046+44.6% |
| Admin fee / account holder | $254 | $711-64.4% | $10,802-97.7% | $627-59.5% |