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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,351 | $138,075+48.0% | $123,552+65.4% | $135,379+50.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.00% | 153.70%-157.7pp | 119.20%-123.2pp | 519.79%-523.8pp |
| Employer contribution / active EE | $13,611 | $5,152+164.2% | $4,628+194.1% | $4,779+184.8% |
| Participant deferral / active EE | $8,542 | $6,800+25.6% | $6,426+32.9% | $5,609+52.3% |
| Admin fee / account holder | $5,055 | $10,917-53.7% | $9,285-45.6% | $10,828-53.3% |