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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,649 | $154,228-89.9% | $145,433-89.2% | $137,256-88.6% |
| Participation rate | 4.8% | 83.8%-79.0pp | 82.1%-77.4pp | 80.0%-75.2pp |
| Annual return | 14.61% | 74.59%-60.0pp | 66.58%-52.0pp | 220.34%-205.7pp |
| Employer contribution / active EE | $9,977 | $4,804+107.7% | $4,554+119.1% | $4,156+140.1% |
| Participant deferral / active EE | $6,977 | $8,216-15.1% | $7,897-11.7% | $6,407+8.9% |
| Admin fee / account holder | $4,658,414 | $14,344+32377.4% | $13,129+35381.9% | $12,270+37865.4% |