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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,531 | $117,895-56.3% | $102,460-49.7% | $145,897-64.7% |
| Participation rate | 47.1% | 78.6%-31.6pp | 76.5%-29.5pp | 80.3%-33.2pp |
| Annual return | 14.39% | 31.92%-17.5pp | 29.47%-15.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,019 | $3,619-71.8% | $3,025-66.3% | $4,663-78.1% |
| Participant deferral / active EE | $3,314 | $5,736-42.2% | $5,056-34.5% | $6,689-50.5% |
| Admin fee / account holder | $128 | $13,353-99.0% | $9,460-98.6% | $13,390-99.0% |