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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,462 | $135,645-34.8% | $110,243-19.8% | $135,379-34.7% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | 8.80% | 513.24%-504.4pp | 314.76%-306.0pp | 519.79%-511.0pp |
| Employer contribution / active EE | $171 | $4,907-96.5% | $3,827-95.5% | $4,779-96.4% |
| Participant deferral / active EE | $5,111 | $5,507-7.2% | $4,672+9.4% | $5,609-8.9% |
| Admin fee / account holder | $4,778 | $11,458-58.3% | $8,548-44.1% | $10,828-55.9% |