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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,264 | $81,276+158.7% | $155,574+35.2% | $80,925+159.8% |
| Participation rate | 85.4% | 66.2%+19.1pp | 78.2%+7.2pp | 67.7%+17.7pp |
| Annual return | 9.96% | 33.36%-23.4pp | 64.87%-54.9pp | 35.65%-25.7pp |
| Employer contribution / active EE | $6,447 | $3,103+107.8% | $4,676+37.9% | $2,756+133.9% |
| Participant deferral / active EE | $5,795 | $3,453+67.8% | $5,629+2.9% | $4,299+34.8% |
| Admin fee / account holder | $12,061 | $7,993+50.9% | $15,914-24.2% | $6,940+73.8% |