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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,788 | $100,911-24.9% | $90,440-16.2% | $158,966-52.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 10.57% | 1726.62%-1716.0pp | 1294.38%-1283.8pp | 302.95%-292.4pp |
| Employer contribution / active EE | $12,023 | $3,690+225.8% | $3,263+268.5% | $4,762+152.5% |
| Participant deferral / active EE | $11,186 | $4,348+157.2% | $3,964+182.2% | $5,983+87.0% |
| Admin fee / account holder | $1,923 | $6,507-70.5% | $5,615-65.8% | $11,250-82.9% |