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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,149 | $81,504+25.3% | $102,437-0.3% | $80,959+26.2% |
| Participation rate | 42.3% | 66.9%-24.5pp | 74.5%-32.2pp | 67.7%-25.4pp |
| Annual return | 28.34% | 25.60%+2.7pp | 24.95%+3.4pp | 35.67%-7.3pp |
| Employer contribution / active EE | $1,748 | $3,104-43.7% | $3,871-54.8% | $2,757-36.6% |
| Participant deferral / active EE | $4,955 | $3,871+28.0% | $5,060-2.1% | $4,300+15.2% |
| Admin fee / account holder | $11 | $6,719-99.8% | $8,388-99.9% | $6,925-99.8% |