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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,974 | $133,981-36.6% | $112,249-24.3% | $134,532-36.8% |
| Participation rate | 54.5% | 78.6%-24.0pp | 75.1%-20.5pp | 81.2%-26.7pp |
| Annual return | -20.06% | 47.16%-67.2pp | 27.48%-47.5pp | 418.27%-438.3pp |
| Employer contribution / active EE | $2,526 | $4,040-37.5% | $3,636-30.5% | $4,741-46.7% |
| Participant deferral / active EE | $8,058 | $5,292+52.3% | $4,729+70.4% | $6,401+25.9% |
| Admin fee / account holder | $43 | $7,492-99.4% | $6,412-99.3% | $11,429-99.6% |