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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,037 | $95,415+71.9% | $185,851-11.7% | $85,851+91.1% |
| Participation rate | 75.5% | 68.8%+6.7pp | 81.7%-6.2pp | 69.3%+6.2pp |
| Annual return | 18.89% | 23.59%-4.7pp | 122.11%-103.2pp | 318.63%-299.7pp |
| Employer contribution / active EE | $0 | $3,314-100.0% | $5,168-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,194 | $3,424-6.7% | $5,569-42.7% | $3,952-19.2% |
| Admin fee / account holder | $781 | $7,215-89.2% | $16,245-95.2% | $6,261-87.5% |