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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,978 | $97,729-68.3% | $83,830-63.0% | $135,379-77.1% |
| Participation rate | 72.7% | 80.0%-7.2pp | 76.1%-3.4pp | 82.6%-9.9pp |
| Annual return | -5.99% | 1287.52%-1293.5pp | 850.97%-857.0pp | 519.79%-525.8pp |
| Employer contribution / active EE | $5,178 | $4,222+22.6% | $3,631+42.6% | $4,779+8.3% |
| Participant deferral / active EE | $3,368 | $4,683-28.1% | $4,082-17.5% | $5,609-40.0% |
| Admin fee / account holder | $1,467 | $6,674-78.0% | $5,479-73.2% | $10,828-86.5% |