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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,293 | $76,551+44.1% | $123,894-11.0% | $62,881+75.4% |
| Participation rate | 89.0% | 73.0%+16.0pp | 81.4%+7.6pp | 69.3%+19.7pp |
| Annual return | 10.74% | 18.68%-7.9pp | 47.52%-36.8pp | 20.14%-9.4pp |
| Employer contribution / active EE | $2,100 | $2,882-27.1% | $4,617-54.5% | $2,281-7.9% |
| Participant deferral / active EE | $6,654 | $4,840+37.5% | $5,984+11.2% | $3,203+107.7% |
| Admin fee / account holder | $890 | $4,826-81.6% | $8,357-89.3% | $4,296-79.3% |