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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,781 | $62,592-31.7% | $85,709-50.1% | $85,847-50.2% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.9%+30.1pp | 69.3%+30.7pp |
| Annual return | 9.47% | 23.77%-14.3pp | 21.49%-12.0pp | 318.61%-309.1pp |
| Employer contribution / active EE | $1,643 | $1,755-6.4% | $2,619-37.2% | $2,565-35.9% |
| Participant deferral / active EE | $3,438 | $2,802+22.7% | $3,924-12.4% | $3,952-13.0% |
| Admin fee / account holder | $1,851 | $4,643-60.1% | $6,876-73.1% | $6,261-70.4% |