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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,036 | $118,708-52.0% | $98,920-42.3% | $158,966-64.1% |
| Participation rate | 86.7% | 77.8%+8.8pp | 76.0%+10.6pp | 82.0%+4.7pp |
| Annual return | -6.79% | 372.49%-379.3pp | 196.47%-203.3pp | 302.95%-309.7pp |
| Employer contribution / active EE | $1,431 | $3,334-57.1% | $2,689-46.8% | $4,762-70.0% |
| Participant deferral / active EE | $3,013 | $5,089-40.8% | $4,245-29.0% | $5,983-49.6% |
| Admin fee / account holder | $3,656 | $10,134-63.9% | $6,643-45.0% | $11,250-67.5% |