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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,709 | $81,331+143.1% | $155,534+27.1% | $80,935+144.3% |
| Participation rate | 89.3% | 66.3%+23.0pp | 78.2%+11.1pp | 67.7%+21.6pp |
| Annual return | 9.43% | 33.37%-23.9pp | 64.92%-55.5pp | 35.66%-26.2pp |
| Employer contribution / active EE | $11,298 | $3,105+263.9% | $4,675+141.7% | $2,757+309.8% |
| Participant deferral / active EE | $6,991 | $3,454+102.4% | $5,630+24.2% | $4,299+62.6% |
| Admin fee / account holder | $78,564 | $7,999+882.2% | $15,900+394.1% | $6,924+1034.6% |