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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,881 | $150,447+104.6% | $136,298+125.9% | $147,586+108.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.80% | 1049.15%-1034.4pp | 5156.27%-5141.5pp | 578.59%-563.8pp |
| Employer contribution / active EE | $15,185 | $5,256+188.9% | $4,696+223.4% | $4,876+211.4% |
| Participant deferral / active EE | $14,683 | $6,631+121.4% | $6,247+135.0% | $5,439+170.0% |
| Admin fee / account holder | $1,630 | $10,906-85.1% | $9,244-82.4% | $10,886-85.0% |