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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,458 | $77,816-1.7% | $123,552-38.1% | $64,173+19.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.01% | 12.49%-18.5pp | 119.20%-125.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $3,585 | $3,014+18.9% | $4,628-22.5% | $2,381+50.6% |
| Participant deferral / active EE | $12,011 | $5,240+129.2% | $6,426+86.9% | $3,470+246.2% |
| Admin fee / account holder | $13,648 | $5,519+147.3% | $9,285+47.0% | $4,887+179.2% |