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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 15 · EIN 01-0233346 | Recordkeeping | $33,707 |
GLOBAL RETIREMENT PARTNERS LLC10+ years Filed as: GLOBAL RETIREMENT PARTNERS Service code 27 4340 REDWOOD HWY STE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $22,500 |
THE ANGELL PENSION GROUP, INC.11+ years Service code 13 88 BOYD AVENUE · EAST PROVIDENCE, RI 02914 | Contract Administrator | $9,086 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,223 | $45,343+253.4% | $150,298+6.6% | $67,986+135.7% |
| Participation rate | 87.6% | 51.9%+35.8pp | 77.8%+9.9pp | 57.2%+30.4pp |
| Annual return | 15.40% | 33.28%-17.9pp | 62.79%-47.4pp | 31.67%-16.3pp |
| Employer contribution / active EE | $2,452 | $1,462+67.8% | $4,154-41.0% | $2,019+21.5% |
| Participant deferral / active EE | $7,518 | $2,055+265.9% | $5,453+37.9% | $3,358+123.9% |
| Admin fee / account holder | $411 | $2,250-81.7% | $14,116-97.1% | $3,203-87.2% |