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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 15 · EIN 01-0233346 | Recordkeeping | $33,707 |
GLOBAL RETIREMENT PARTNERS LLC10+ years Filed as: GLOBAL RETIREMENT PARTNERS Service code 27 4340 REDWOOD HWY STE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $22,500 |
THE ANGELL PENSION GROUP, INC.11+ years Service code 13 88 BOYD AVENUE · EAST PROVIDENCE, RI 02914 | Contract Administrator | $9,086 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,223 | $43,496+268.4% | $161,489-0.8% | $64,340+149.0% |
| Participation rate | 87.6% | 53.5%+34.1pp | 78.7%+9.0pp | 55.2%+32.4pp |
| Annual return | 15.40% | 20.76%-5.4pp | 89.72%-74.3pp | 24.14%-8.7pp |
| Employer contribution / active EE | $2,452 | $1,431+71.4% | $4,268-42.5% | $1,862+31.7% |
| Participant deferral / active EE | $7,518 | $1,996+276.7% | $5,630+33.5% | $2,980+152.3% |
| Admin fee / account holder | $411 | $2,330-82.4% | $16,006-97.4% | $3,703-88.9% |