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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,987 | $58,828-9.9% | $78,002-32.1% | $62,881-15.7% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 3.43% | 17.16%-13.7pp | 425.99%-422.6pp | 20.14%-16.7pp |
| Employer contribution / active EE | $4,790 | $1,672+186.6% | $2,470+93.9% | $2,281+110.0% |
| Participant deferral / active EE | $4,172 | $2,686+55.4% | $3,497+19.3% | $3,203+30.3% |
| Admin fee / account holder | $36,393 | $4,393+728.4% | $5,481+564.0% | $4,296+747.2% |