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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,772 | $117,904-68.8% | $102,457-64.1% | $145,978-74.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 17.38% | 31.80%-14.4pp | 29.41%-12.0pp | 550.52%-533.1pp |
| Employer contribution / active EE | $6,173 | $3,613+70.8% | $3,022+104.3% | $4,662+32.4% |
| Participant deferral / active EE | $7,559 | $5,733+31.8% | $5,054+49.5% | $6,690+13.0% |
| Admin fee / account holder | $537 | $13,329-96.0% | $9,451-94.3% | $13,400-96.0% |