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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,772 | $117,895-68.8% | $102,460-64.1% | $145,897-74.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 17.38% | 31.92%-14.5pp | 29.47%-12.1pp | 552.29%-534.9pp |
| Employer contribution / active EE | $6,173 | $3,619+70.6% | $3,025+104.0% | $4,663+32.4% |
| Participant deferral / active EE | $7,559 | $5,736+31.8% | $5,056+49.5% | $6,689+13.0% |
| Admin fee / account holder | $537 | $13,353-96.0% | $9,460-94.3% | $13,390-96.0% |