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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LINCOLN RETIREMENT SERVICES CO Service code 15 · EIN 35-0472300 | Recordkeeping | $46,827 |
COMPASS 360, LLC1 year Filed as: COMPASS RETIREMENT CONSULTING GROUP Service code 14 · EIN 81-1939215 | Plan Administrator | $9,597 |
THE RETIREMENT ADVANTAGE INC2 years Filed as: THE RETIREMENT ADVANTAGE Service code 15 · EIN 39-1816008 | Recordkeeping | $5,522 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,327 | $55,453+115.2% | $170,435-30.0% | $62,293+91.6% |
| Participation rate | 64.3% | 66.4%-2.1pp | 83.6%-19.3pp | 69.5%-5.2pp |
| Annual return | 16.80% | 21.38%-4.6pp | 205.94%-189.1pp | 28.90%-12.1pp |
| Employer contribution / active EE | $1,730 | $2,164-20.1% | $5,432-68.2% | $2,042-15.3% |
| Participant deferral / active EE | $3,523 | $2,303+53.0% | $4,939-28.7% | $3,169+11.2% |
| Admin fee / account holder | $561 | $455+23.4% | $13,881-96.0% | $479+17.1% |