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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,750 | $57,352+54.7% | $83,831+5.9% | $64,173+38.3% |
| Participation rate | 22.4% | 68.6%-46.2pp | 76.1%-53.7pp | 69.6%-47.1pp |
| Annual return | -8.13% | 11.38%-19.5pp | 850.99%-859.1pp | 7.63%-15.8pp |
| Employer contribution / active EE | $926 | $2,546-63.6% | $3,631-74.5% | $2,381-61.1% |
| Participant deferral / active EE | $2,263 | $2,993-24.4% | $4,082-44.6% | $3,470-34.8% |
| Admin fee / account holder | $2,588 | $4,046-36.0% | $5,479-52.8% | $4,887-47.0% |