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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,320 | $113,338-70.6% | $94,993-64.9% | $147,586-77.4% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 15.19% | 20.80%-5.6pp | 27.14%-12.0pp | 578.59%-563.4pp |
| Employer contribution / active EE | $1,362 | $3,160-56.9% | $2,603-47.7% | $4,876-72.1% |
| Participant deferral / active EE | $1,926 | $3,777-49.0% | $3,317-41.9% | $5,439-64.6% |
| Admin fee / account holder | $4,232 | $6,063-30.2% | $4,960-14.7% | $10,886-61.1% |