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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,549 | $167,353+20.4% | $143,797+40.2% | $134,545+49.8% |
| Participation rate | 81.8% | 84.8%-3.0pp | 80.3%+1.5pp | 81.2%+0.6pp |
| Annual return | -20.71% | 0.48%-21.2pp | -0.04%-20.7pp | 418.37%-439.1pp |
| Employer contribution / active EE | $3,128 | $5,620-44.3% | $4,952-36.8% | $4,742-34.0% |
| Participant deferral / active EE | $5,730 | $6,447-11.1% | $5,638+1.6% | $6,401-10.5% |
| Admin fee / account holder | $1,003 | $18,096-94.5% | $14,679-93.2% | $11,431-91.2% |