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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,224 | $135,956+44.3% | $123,894+58.4% | $273,972-28.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.83% | 56.63%-52.8pp | 47.52%-43.7pp | 41.46%-37.6pp |
| Employer contribution / active EE | $7,417 | $5,170+43.5% | $4,617+60.7% | $4,869+52.3% |
| Participant deferral / active EE | $7,964 | $6,343+25.6% | $5,984+33.1% | $5,287+50.6% |
| Admin fee / account holder | $15,609 | $9,817+59.0% | $8,357+86.8% | $10,133+54.0% |