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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,990 | $88,754+21.7% | $81,820+32.0% | $145,877-26.0% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 15.52% | 1031.77%-1016.2pp | 777.93%-762.4pp | 551.28%-535.8pp |
| Employer contribution / active EE | $16,517 | $3,085+435.3% | $2,915+466.6% | $4,663+254.2% |
| Participant deferral / active EE | $5,380 | $4,648+15.8% | $4,323+24.5% | $6,691-19.6% |
| Admin fee / account holder | $0 | $8,424-100.0% | $7,391-100.0% | $13,402-100.0% |