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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,880 | $154,193+108.8% | $130,045+147.5% | $139,466+130.8% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.5%+11.5pp | 80.3%+9.7pp |
| Annual return | 12.57% | 32.51%-19.9pp | -137.30%+149.9pp | 373.66%-361.1pp |
| Employer contribution / active EE | $3,716 | $5,292-29.8% | $4,321-14.0% | $4,754-21.8% |
| Participant deferral / active EE | $7,301 | $6,709+8.8% | $5,820+25.5% | $6,712+8.8% |
| Admin fee / account holder | $15,740 | $13,989+12.5% | $10,600+48.5% | $11,409+38.0% |