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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,008 | $73,848-43.1% | $143,799-70.8% | $68,486-38.7% |
| Participation rate | 36.1% | 66.7%-30.5pp | 80.3%-44.2pp | 67.9%-31.8pp |
| Annual return | -11.95% | 0.91%-12.9pp | -0.04%-11.9pp | -7.85%-4.1pp |
| Employer contribution / active EE | $864 | $3,184-72.9% | $4,952-82.6% | $2,597-66.7% |
| Participant deferral / active EE | $1,841 | $3,385-45.6% | $5,638-67.4% | $4,028-54.3% |
| Admin fee / account holder | $8,741 | $5,755+51.9% | $14,677-40.4% | $5,404+61.8% |