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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,470 | $101,063-56.0% | $81,473-45.4% | $147,585-69.9% |
| Participation rate | 78.3% | 74.5%+3.8pp | 68.0%+10.3pp | 82.8%-4.6pp |
| Annual return | 21.29% | 32.41%-11.1pp | 38.78%-17.5pp | 578.58%-557.3pp |
| Employer contribution / active EE | $2,077 | $3,206-35.2% | $2,568-19.1% | $4,876-57.4% |
| Participant deferral / active EE | $3,513 | $4,242-17.2% | $3,537-0.7% | $5,439-35.4% |
| Admin fee / account holder | $1,318 | $5,812-77.3% | $4,561-71.1% | $10,886-87.9% |