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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,743 | $133,981-41.2% | $112,249-29.8% | $134,532-41.5% |
| Participation rate | 81.8% | 78.6%+3.3pp | 75.1%+6.8pp | 81.2%+0.6pp |
| Annual return | -24.58% | 47.16%-71.7pp | 27.48%-52.1pp | 418.27%-442.8pp |
| Employer contribution / active EE | $4,479 | $4,040+10.9% | $3,636+23.2% | $4,741-5.5% |
| Participant deferral / active EE | $6,221 | $5,292+17.6% | $4,729+31.5% | $6,401-2.8% |
| Admin fee / account holder | $3,854 | $7,492-48.6% | $6,412-39.9% | $11,429-66.3% |