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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,989 | $55,715+40.0% | $124,206-37.2% | $71,012+9.8% |
| Participation rate | 22.9% | 34.7%-11.8pp | 69.6%-46.7pp | 58.6%-35.7pp |
| Annual return | 16.76% | 73.23%-56.5pp | 515.27%-498.5pp | 37.67%-20.9pp |
| Employer contribution / active EE | $484 | $964-49.8% | $3,540-86.3% | $2,348-79.4% |
| Participant deferral / active EE | $1,061 | $1,833-42.1% | $3,968-73.3% | $3,246-67.3% |
| Admin fee / account holder | $5,081 | $1,481+243.1% | $5,929-14.3% | $1,167+335.3% |