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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,966 | $129,737-66.9% | $119,126-63.9% | $154,746-72.2% |
| Participation rate | 95.0% | 78.9%+16.1pp | 75.8%+19.2pp | 80.7%+14.3pp |
| Annual return | 14.83% | 379.08%-364.3pp | 282.11%-267.3pp | 172.34%-157.5pp |
| Employer contribution / active EE | $5,475 | $4,375+25.2% | $4,034+35.7% | $4,379+25.0% |
| Participant deferral / active EE | $1,370 | $5,842-76.5% | $5,318-74.2% | $6,730-79.6% |
| Admin fee / account holder | $9,374 | $11,961-21.6% | $10,693-12.3% | $14,365-34.7% |