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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,966 | $111,535-61.5% | $105,223-59.2% | $137,256-68.7% |
| Participation rate | 95.0% | 78.1%+16.9pp | 75.0%+20.0pp | 80.0%+15.0pp |
| Annual return | 14.83% | 237.85%-223.0pp | 180.65%-165.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $5,475 | $3,939+39.0% | $3,689+48.4% | $4,156+31.7% |
| Participant deferral / active EE | $1,370 | $5,500-75.1% | $5,072-73.0% | $6,407-78.6% |
| Admin fee / account holder | $9,374 | $9,721-3.6% | $8,859+5.8% | $12,270-23.6% |