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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,102 | $90,617-62.4% | $79,476-57.1% | $135,382-74.8% |
| Participation rate | 66.7% | 76.1%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -8.90% | 977.57%-986.5pp | 718.21%-727.1pp | 519.77%-528.7pp |
| Employer contribution / active EE | $945 | $3,068-69.2% | $2,800-66.3% | $4,779-80.2% |
| Participant deferral / active EE | $1,614 | $4,050-60.2% | $3,704-56.4% | $5,609-71.2% |
| Admin fee / account holder | $409 | $5,907-93.1% | $5,113-92.0% | $10,829-96.2% |