See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 29 SAWYER RD · WALTHAM, MA 02453 | Advisory (Plan) | $11,851 |
AMERICAN FUNDS1 year Filed as: CAPITAL RESEACH & MANAGEMENT CO Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping Fees | $3,490 |
GROUP HEALTH & BENEFIT ADMIN1 year Service code 13 546 MAIN STREET · WORCESTER, MA 01608 | Contract Administrator | $675 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,568 | $77,813-44.0% | $123,544-64.7% | $64,186-32.1% |
| Participation rate | 40.6% | 74.7%-34.1pp | 82.3%-41.7pp | 69.6%-28.9pp |
| Annual return | -1.44% | 12.48%-13.9pp | 119.20%-120.6pp | 7.63%-9.1pp |
| Employer contribution / active EE | $2,261 | $3,014-25.0% | $4,628-51.1% | $2,381-5.0% |
| Participant deferral / active EE | $2,998 | $5,240-42.8% | $6,426-53.3% | $3,470-13.6% |
| Admin fee / account holder | $318 | $5,519-94.2% | $9,284-96.6% | $4,888-93.5% |