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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,677 | $103,393+31.2% | $87,103+55.8% | $152,909-11.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 25.11% | 28.10%-3.0pp | 28.19%-3.1pp | 345.46%-320.4pp |
| Employer contribution / active EE | $2,050 | $3,221-36.4% | $2,521-18.7% | $4,764-57.0% |
| Participant deferral / active EE | $3,129 | $4,778-34.5% | $4,049-22.7% | $5,851-46.5% |
| Admin fee / account holder | $807 | $12,195-93.4% | $7,491-89.2% | $11,601-93.0% |