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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,947 | $202,342-72.8% | $172,753-68.2% | $152,909-64.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 15.80% | 1029.88%-1014.1pp | 803.00%-787.2pp | 345.46%-329.7pp |
| Employer contribution / active EE | $2,461 | $5,857-58.0% | $5,144-52.2% | $4,764-48.3% |
| Participant deferral / active EE | $10,803 | $5,948+81.6% | $5,198+107.8% | $5,851+84.6% |
| Admin fee / account holder | $428 | $17,112-97.5% | $13,956-96.9% | $11,601-96.3% |