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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,324 | $183,539-79.7% | $155,556-76.0% | $145,897-74.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 9.37% | 61.31%-51.9pp | 64.84%-55.5pp | 552.29%-542.9pp |
| Employer contribution / active EE | $2,054 | $5,315-61.4% | $4,675-56.1% | $4,663-55.9% |
| Participant deferral / active EE | $17,543 | $6,467+171.3% | $5,631+211.5% | $6,689+162.3% |
| Admin fee / account holder | $9,426 | $19,275-51.1% | $15,885-40.7% | $13,390-29.6% |