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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,423 | $124,330+20.2% | $109,173+36.9% | $167,536-10.8% |
| Participation rate | 95.2% | 79.5%+15.8pp | 75.9%+19.4pp | 82.1%+13.1pp |
| Annual return | 8.41% | 26.04%-17.6pp | 25.75%-17.3pp | 478.82%-470.4pp |
| Employer contribution / active EE | $5,574 | $4,209+32.4% | $3,723+49.7% | $4,839+15.2% |
| Participant deferral / active EE | $4,761 | $5,256-9.4% | $4,654+2.3% | $6,342-24.9% |
| Admin fee / account holder | $3,564 | $7,974-55.3% | $6,755-47.2% | $12,315-71.1% |