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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,660 | $125,184+36.3% | $105,607+61.6% | $145,884+17.0% |
| Participation rate | 68.8% | 77.6%-8.9pp | 75.3%-6.5pp | 80.3%-11.6pp |
| Annual return | 11.87% | 225.00%-213.1pp | 116.11%-104.2pp | 551.85%-540.0pp |
| Employer contribution / active EE | $2,617 | $3,720-29.7% | $3,167-17.4% | $4,662-43.9% |
| Participant deferral / active EE | $8,331 | $5,714+45.8% | $5,011+66.3% | $6,690+24.5% |
| Admin fee / account holder | $4,869 | $17,133-71.6% | $10,958-55.6% | $13,392-63.6% |