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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,266 | $82,674+104.7% | $125,381+35.0% | $68,486+147.2% |
| Participation rate | 89.9% | 75.1%+14.8pp | 82.4%+7.5pp | 67.9%+22.0pp |
| Annual return | -21.12% | -5.97%-15.2pp | 572.31%-593.4pp | -7.85%-13.3pp |
| Employer contribution / active EE | $2,667 | $3,382-21.1% | $4,815-44.6% | $2,597+2.7% |
| Participant deferral / active EE | $8,506 | $6,111+39.2% | $7,448+14.2% | $4,028+111.2% |
| Admin fee / account holder | $1,189 | $6,277-81.1% | $10,007-88.1% | $5,404-78.0% |