Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,418 | $160,040-51.6% | $147,096-47.4% | $145,877-46.9% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.2%-42.2pp | 80.3%-40.3pp |
| Annual return | 5.51% | 98.49%-93.0pp | 419.75%-414.2pp | 551.28%-545.8pp |
| Employer contribution / active EE | $1,418 | $5,289-73.2% | $4,936-71.3% | $4,663-69.6% |
| Participant deferral / active EE | $3,289 | $8,429-61.0% | $8,071-59.3% | $6,691-50.8% |
| Admin fee / account holder | $4,217 | $15,050-72.0% | $13,005-67.6% | $13,402-68.5% |